Banking and Finance

1. The Objective of the Training

The objective of this specialty is to address the deficit in number and quality of human resources that credit establishments need to carry out their business. Additionally, the training provides enterprises, regardless of their activity, with collaborators who enable them to seize opportunities offered by the financial system to evolve, expand, and align their business with the global financial system.

2. Skills Sought After

General Skills

• Understand the professional and economic environment;
• Be apt in oral and written communication;
• Be skilful in sales and commercial negotiation;
• Master the legal framework of the activity and be apt in analyzing applicable taxation rules;
• Master the use of IT applicable to banks;
• Be flexible;
• Be able to work under pressure.

Specific Skills

• Construct and develop a relationship of confidence with each customer, in line with the enterprise’s marketing policy;
• Develop quantitatively and qualitatively the goodwill of the business, notably by increasing the rate of goods and services offered to clients;
• Contribute personally to quality reception;
• Manage and develop a professional customer portfolio within the enterprise’s marketing policy;
• Contribute to enterprise development through marketing strategies with professional customers;
• Develop a comprehensive approach to professional customers;



The holder of the HND in Banking and Finance may also be entrusted with:



• Open and manage accounts;
• Distribute products and services where payments are made through accounts;
• Promote and use information transmission technologies;
• Distribute banking and non-banking saving products and manage enterprise finance;
• Distribute products linked to savings, notably those under collective management;
• Promote consumer credit, building construction loans, and prepare related files;
• Promote financing modes during enterprise exploitation and investment periods and prepare files;
• Promote insurance products offered by the bank;
• Follow-up and manage customer risks;
• Carry out economic and financial analyses of customer situations, evaluating and following up on risks.

3. Outlets

• Commercial banks;
• Credit establishments;
• Stock Exchange;
• Insurance companies;
• Central Bank;
• Bank commissions;
• Ministries in charge of finance and economic/financial matters;
• Microfinance establishments;
• Savings banks and postal finance services, etc.